Yeah, but ill get over that. The entire car has hail damage head to toe so ive never really cared about the body work.
They are going to fight it but they either need to find you another wheel or pay for a new set. With tires. They will try and pay you for one OEM wheel, I hate insurance companies
I dont think they would be able to find me another wheel since GT2's are long since out of production and pretty damn rare on top of that.
the insurance company will do a lot of things..just ask me...I spent 5 years as a Level 2 claims adjuster for Progressive. Joe
The body shop should be able to fight it. I had them buy me a new set of wheels and tires on my old WRX when it was wrecked because they no longer made the wheels I had and the body shop couldn't find any.
It is your right to have it put back exactly as it was and if they cannot then they will have to buy an entire set of equal value. Just get proof of purchase or value. WTF happened for that to be the end result?
Wheel2wheel racing dawg. But really, a piece of my wheel was sticking out of hers from where her rim was making physical contact with mine. OEM won on this strength test... Good to know on the wheel advice guys, although i dont know where to find proof of purchase value, i did a quick google and only pulled used FS classifieds.
You don't have to have proof of purchase. If it was your insurance company it would be different. They may ask you for it but you don't have to provide it.
Ok, im dealing with her insurance NationWide, she's 100% at fault. What do i need to do. The car is already sitting at Allpro collision, a police report was filed and she was given a citation. I plan on telling NationWide that i am considering a payout, and that i would like a claims agent to provide an itemized total value of repair before i decide what to do. If i dont like the itemized totals specifically what they allow for the wheel and tire replacement, ill do what i need to to bitch i suppose... Then once the value is at where i want it to be, ill decide if i want the payout/or repair. If no suspension is fubar, im leaning towards the payout.
Yeah, but how do i prove that is what im asking. I may shoot an email to an SSR vendor to see if they can provide records or proof.
I would contact SSR directly. Ask them if they can provide you with a retail estimate for the wheels.
^^^ this but make sure you do the same for the tires and make sure it only shows MSRP. Demand total for wheels, tires, price of mount&balance plus sales tax.
as matt said you don't need proof of purchase for anything. either find any ad or as baller suggested contact the dealer directly for a statement. I can get you a receipt for that $80000 SGI server you were carrying in the trunk that is now damaged.
had to go through this shit before. Funny how certified letters to the BBB, Ins Commissioner's Office and Ins company from the lawyer's office got a check cut real quick.
Sounds like a pain the ass. Good news, atleast the OEM wheels are $300 a piece and the OEM tires are $280 a piece. So if they wont go for replacing the whole set via msrp, the value of OEM is pretty close.
It turned into a big cluster fuck, DO NOT let them dictate what you get paid. It took a few months but I got my money, out a sweet Waterford frame though.:wtc:
PITA is what they want to cause you to give up what you deserve. Its their JOB to pay as little as possible and to make sure you get yours you may want to treat it the same. 50/50 works muwahahaha
exact same thing happened to me. they didnt wanna pay out $1200 for one damaged wheel. so i haggled and eventually got $800 for them. hope the body damage doesn't total it. your subaru isn't worth as much as you think to an insurance company shit if you try to get full retail for the wheels and tires you might hit their threshold. in 2007 my wrx was valued at 10,100 and allstate's threshold was 80% of that. so my guess is now, a bugeye (though you've got a leggy right?) might be worth $6000 so following the same logic, you'd be hitting 80% at $4800 at which point, they won't do anything other than cut you a check for $6000 and crush it....
Yeah i was thinking the same thing. As long no suspension is fubar from the direct wheel hit, my goal is to get as much fair payout as i can without total'ing it. Even if that means budging some on my wheel and tire value. I have to much money in that car in good quality parts, upkeep, and maintenance, to cash it out for 6k.
well, be ready for them to purchase wheels with depreciation. they will look closely at condition and determine if they can knock a few bucks off replacing the wheel.. if i were you, i'd be more concerned about the side impact and how it affected the rear diff.....you can bet they will prolly replace any uppler & lower control arms (minus any depreciation) because they don't want that risk/lawsuit in the event of a future incident. I would look carefully at the value of the vehicle and see if the cost of repairs exceeds the value of the car.....they may total it upon tear down & that's a whole different story. as an adjuster, i'm looking for the least cost route....if the damages exceed the repairs, including the replacement of the $2000 set of wheels (that can be verified with receipt), then i total the car. Plain & simple. Joe
If the car is totaled, there is alot you could have for the cheap. I dont have the lip on the car anyways right meow.
So right now her Ins says the best they will do is the actual value of 1 wheel and 1 tire. $550 for the wheel and $280 for the tire. Or they said they would do 4 reconditioned OEM wheels and 4 new lower priced tires but the value of that package would still be slightly less then $800. Do i keep fighting and pull my ins in? Her ins said thats as far as they would go.
First thing you need to know is your insurance doesn't care. Get an attorney. This isn't there customers car, they don't get to decide the value of the items or who is going to do the work to repair it.
Whats the cost of an attorney vs the return im looking at though? Im looking at a ~$4000 bill for repairs, and could only get about a maximum of ~$1500 extra on the payout before the car gets totaled. So i couldnt get full value on the other 3 wheels and tires without totalling the vehicle. Also, anyone have a insurance attorney you want to recommend?
that's the point of insurance. you put things in EXACTLY the state you had before. don't roll over on this, it perpetuates them being low paying dicks.
A good lawyer will get his cost covered as well. Let them total the car, whats the value on the car after someone sees a major wreck on carfax. If you really like it let them total it and then buy it back. Its usually 1\3rd the value of the claim I think. Then take it to someone and have it fixed, the price tends to go down a lot if you tell them you are paying for it out of pocket.
DOnt budge and tell them you cant replace just one tire since it is AWD. When my wrx got wrecked, the body shop took care of all of that and made the insurance company buy me 4 wheels and 4 tires.
JPM is the only SSR dealer in Georgia. I guess the insurance adjuster called them to see if they could source your wheel. They said it was discontinued, so finding one would prove to be difficult but they'd see what they could do.
at some point, they will just say 'this is best we can do'...and let you do the leg work to make it 'worth, more, etc.' Matter of fact, I've seen adjusters issue checks for the value (which closes the claim) and mail them to your address. if that happens to you, don't deposit it because you sign the check to deposit it and it becomes the release. you have to price the value of your "TIME" in on this effort. That's exactly what a lawyer does. is it worth it to get another $1500 for damages just to give $1200 of that to a lawyer to drag it out for 6+ months? is it worth the heartache and personal stress dealing with all the calls etc. In the end, if the ins company has accepted 100% coverage and 100% liability for the claim, then you are entitled to have the vehicle repaired 'as best as they can do back to the original condition' or total it if the damage exceeds their evaluation. It's too bad this car wasn't 1 yr old or under 12K miles. That's a whole different story. so you fall into the over 3yr old car with over 36,000 miles (check the GA statute) on parts that can be used for your car. At progressive, on a total loss, we only owe the value of the car + towing + 3 days storage and up to 7 days of rental after the TL offer has been made to you. It's too bad you don't have a injury...or a wife that can claim 'loss of consortion'(dont know if you're married).... that woudl cover at least some "pain & suffering".... anyhow, i wish you the best. all those high $$ parts on a car never end up being paid for at full price. They are always negotiated or depreciated and paid out a reduced cost. feel free to IM me if you have questions. Joe
Damn its nice to talk to someone who knows wtf is going on. They have basically said "this is the best we can do" already. Im taking it to another shop for another opinon, one that i know supports my own.