Insurance Question - :( - UPDATED

guys,

Quick question for ya.

Any idea how car insurance coverages works out if your spouse backs their car into one of your other cars?

We are on the same policy, so I am not to sure which route to approach this from.

comments etc please

hnoes: Thanks.

 

i'm assuming it would still be covered under ur guys coverage plan; however, you'll just have to pay your deductible. sorry to hear keith.

 

Looks like you're going to have to sue yourself.

 

well if you have full coverage it will be covered

 

haha keith did jody back into your car? which car was it?

 

wrx?

 

I heard somewhere that if both parties have the same insurance co.
that the deductible was waived.

No idea if there's any truth to that though.
Hope this involves a Mazda and a Jeep and not a Subaru. :wtc:

 

So your saying Ped. if the STI has 250 and the Mazda has a 250 there is no deductible.. that would be odd.

I guess I will find out soon enough....

 

yeah, I guess that doesn't really make any sense does it??

 

dang man i hope its fixable!

 

you will use your collision coverage minus the deductible. if the dmg is less than your deductible you don't need to report it. the deductible will apply to both cars, 250 & 250 unless they cut you a break

 

my mom dropped a frozen turkey on my dad's old mustang's hood. they filed under home owners. but, all 3 where the same ins. comp.

 

All 3? The house, the car and the turkey?

 

I should know something come tomorrow on how the deductibles are going to be handled.

 

:rofl: you kill me!!!!

 

Damn your good ped!! You were completely right. At least with allstate in Georgia if both parties have the same insurance both deductibles are waved!

What a life saver....:sx:

 

awesome Keith! doesn't sound like any major damage but thats good its $0 out of pocket.

 

dang good call ped

 

sweet....

Now I know I can add that one in the brain as actually being true.
Too bad all my accidents haven't involved the same insurance co.
It would've saved me some big $$$. oh well.

Glad to see that it's all working for you.

 

awesome keith!! i'm sure you are happy about that.

damn ped, you called it!

 

hahahahaha, nice catch, moose. :fawk:

 

hey keith why not just do a two tone paint job now

 

My mom backed into my dads car twice in a months time. We ended up having to pay both deductibles. I think we had state farm at the time. I bet that had to be a fun call to make to the insurance agent.

 

i belive they do but it will still raze up ur bills.

if it's not bad damage then u could fix it urself without increaseing ur payments