depends on how many bananas i fill up on normally 2 bananas /50 miles little bit better than the Saabaru
Disk brakes mainly for mtb bikes but i dont think it that great Its heavy and costly and high maintenance. V brakes are simple light and will still stop If you want to go fast you dont want to touch the brakes Decent is relative. But a $600 bike is quit good nowadays because of competition. Yes it cost more but you will live longer to enjoy your SUBARU
I was lookin into a mtb but the one I wanted is around $1000 with the front and rear springs those disk brakes stop scary fast. of course the guy didn't tell me they were high mant.