so it seems the legacy GT costs more to insure than a wrx of the same year

Discussion in 'General Community' started by Alex_ATL, May 7, 2008.

  1. Alex_ATL

    Alex_ATL Member

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    I'm intrigued. Always heard people talking about how the legacy Gt is cheaper to insure although it comes up as more expensive.

    Was doing some basic research into legacy GT / mazdaspeed3 / wrx and the wrx came up almost $20/month cheaper than the other two which was interesting.

    I'm not that keen on the mazdaspeed3 but it seems to beat the wrx in every published test so worth taking a drive of one.

    Kind of disproves what i've heard of the GT being smarter insurance wise lol
     
  2. wrxin8or

    wrxin8or Mullitt
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    Well...the LGT is going to be cheaper than the WRX because the WRX has a really high crash/theft rate, making insurance much more expensive...
     
  3. Sparta

    Sparta Active Member

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    Post links of the MazdaSpeed beating a wrx
     
  4. Alex_ATL

    Alex_ATL Member

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    well sir Brett, i checked out progressive and wrx came up cheaper to insure than LGT by around $20/mon exact same coverage
     
  5. Alex_ATL

    Alex_ATL Member

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    #5 Alex_ATL, May 7, 2008
    Last edited: May 7, 2008
  6. Alex

    Alex Community Founder
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    Insurance quotes are different for everyone ya know?
     
  7. Alex_ATL

    Alex_ATL Member

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    true.

    i didnt put in my SSN

    this is for a young male in atlanta market with good driving record. To get good baseline. Non-homeowner with basic comprehensive coverage
     
  8. Matt

    Matt Think before you post
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    if you finance the car, you will have to have full coverage.
     
  9. schneid

    schneid Member

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    well just know that if you get a mazdaspeed3 that your upgrade path is limited. I have 3 friends with mazdaspeed6s...one blew the motor leaving dyno4mance after an atp turbo kit install and tune. So, stock vs. stock yeah the ms3 will beat a wrx but the wrx has a proven history of being easily and safely modded but the 2.3 direct injection motor in the ms3 and ms6 is weak if you ask me.
     
  10. longfury

    longfury Active Member

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  11. lsnaple

    lsnaple Member

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    I like the looks of the mazdaspeed3. I don't like fwd. The wrx is actually fairly cheap to insure, compared to other cars around the same class performance wise. Have you considered an audi a4 1.8t quattro? Those are nice and cheaper to insure than a wrx.
     
  12. FACE

    FACE Active Member

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    I would have thought the A4 would have been more than the WRX. Humm
    I guess the theft rate is higher on the WRX cause of the lack of window frame
     
  13. Dr.Chris

    Dr.Chris Member

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    Maybe you need a new insurance company. When I switched to my legacy I had a friend that is an independent insurnace broker for 30 different providers, so I asked him to check my coverage. He is going to save me $800 a year on the coverage of my car (which is 4 years newer and more expensive than my last), my wife's car and this includes upping the coverage for rental car and medpay. Anybody that is interested in having your rates checked, call David Machost at 770-674-1476. Let him know I sent you and he will take extra care of you.
     
  14. lsnaple

    lsnaple Member

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    I thought the difference would be because the wrx is marketed for the performance scene and the a4 is more luxurious less performance and towards a different target buyer.
     
  15. WRXCoupe

    WRXCoupe Active Member

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    Insurance web is good for locating qoutes too.

    I had a Mazdaspeed3 take me to task on Coleman Road, he stayed right on my ass and it was wet out. It was at night and I thought for a minute it was an 08 WRX in the review, but no hood scoop.

    The Audi A3 http://www.audiusa.com/audi/us/en2/new_cars/Audi_A3/Features.html

    and the Volvo C30 are some other choices for about the same price.

    http://www.volvocars.com/us/models/c30/gallery/exterior/Pages/default.aspx

    I like the Suby so far because out of all the cars I have modified over the years the Suby responds tremendously and maintains its reliability! I also like the 4wdTurbo config.
     
  16. knhtrdr

    knhtrdr Active Member

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    WHAT? ms3 beat a wrx Blasphemy!!! my insurance is fairly cheap because of all the saftey features on the wrx. and was not on any top 20 list of stolen rides eithier or at least at that time. I test drove ms3 when b4 I got my wrx i dont see it. ms3 is fun at first but you want something more. (and i felt that in the test drive)
     
  17. Deke

    Deke Active Member

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    Hahahahahaha. Thank you. :)



    Yes, the mazdaspeed3 outperforms the wrx stock for stock. But do you really want to buy a fwd car? (not to mention the modibility factor previously mentioned).
     

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